Get Funded
Cash Advance Finance, Tailored to your Revenue
Access working capital with no collateral required and repay automatically through daily card sales. Funding decisions within 48 hours.
Why Merchant Cash Advance Works
Pay As You Trade
Repayments adjust with your card sales. Quiet week? Pay less automatically.
Rapid Funding Decisions
Funds in your account within 24–48 hours. No lengthy bank delays or waiting weeks for approval.
Transparent Pricing
Fixed factor rate agreed upfront. No hidden charges, compounding interest, or penalties.
How Merchant Cash Advance Finance Works
Access flexible funding that moves with your business, not against it.
Pay as you trade
Repayments adjust with your card sales. Quiet week? Pay less automatically.
Rapid funding decisions
Funds in your account within 24–48 hours. No lengthy bank delays.
Transparent pricing
Fixed factor rate agreed upfront. No hidden charges or penalties ever.
No collateral required
No assets at risk. Funding secured against your card transaction strength.
Automatic daily repayments
Repayments taken as percentage of daily sales. Set it and forget it.
High advance amounts
Borrow up to 150% of monthly card turnover. Growth capital when needed.
High approval rates
Approved based on trading history, not just credit score. Better access.
Hospitality sector specialist
Perfect for restaurants, cafes, hotels. Ideal for card-heavy businesses.
Frequently Asked Questions
We specialise in Merchant Cash Advances (MCA), business loans, commercial asset finance, and working capital solutions tailored to UK businesses with monthly card sales of £10,000+ and at least 3 months of trading history.
Merchant Cash Advance funding can be released within 24 to 48 hours of approval. Our streamlined application process and access to 300+ lenders means we deliver decisions in minutes and funds in days, not weeks, helping you seize time-sensitive opportunities without delay.
No. Limited companies can apply without affecting their personal credit score. Our MCA products are underwritten based on your trading history and card sales strength rather than credit checks alone, allowing us to support businesses that traditional banks might decline.
We offer complete market access through our 300+ lender network, smart technology that matches you to suitable lenders in 30 seconds, and transparent pricing with no hidden fees. Our Merchant Cash Advance repays automatically as a percentage of daily card sales, flexing with your cash flow rather than imposing rigid monthly payments.
Repayments are taken automatically as an agreed percentage of your daily card transactions, typically 15–20% of sales. On quiet days, you pay less; on busy days, you pay more. There are no fixed monthly deadlines, late fees, or early repayment penalties, making it truly flexible and stress-free.
Ready to fund your growth?
Apply online in a couple of minutes. You will see which lenders match your business, and an account manager will be in touch.